by  Fred Koons, Chairman. SkillBridge Consulting, LLC Looking through our rear view mirror the current state of demise in Mortgage Banking appears well founded. Leading up to the recently experienced crash we were gluttons for stated income products, no down payments, negative amortization and plenty of pay options in a [...]

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    Commercial real estate valuations and office jobs – Commercial real estate valuations seem to coincide quite well with the overall number of office jobs. It’s not necessarily obvious that this should be the case, because commercial properties include retail, multifamily, and other non-office properties. Nevertheless the relationship is [...]

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  China’s 8.9% Growth? No Way – Gordon G. Chang – Beijing has spent its way to a sugar high. – Forbes ———— A Moment Too Soon After the Financial Crisis – By Brad DeLong – Examining the recovery paths of major industrial powers in the 1930s [...]

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By Pat Cutler

One of the disadvantages of being self-employed is the lack of group health insurance. Since I have an individual policy, my Out-of-Pocket (OOP) costs such as deductibles and co-payments tend to be high. September 30th marked the end of the 12 month deductible period for my medical insurance policy. As a self [...]

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