Renting from Fannie - 3 articles

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has lots of data - Fannie Mae and Wells Fargo Announce Creative Mortgage Solutions: A New Thing Called Renting. Option ARM Scenarios, Lease for Deed, and Delaying the Financial Future. - Dr. Housing Bubble

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Dean Baker: Statement on Fannie Mae's Deed for Lease Program - Fannie Mae Adopts Limited Right to Rent Policy - Center for Economic and Policy Research Co - Director Dean Baker issued the following statement on Fannie Mae’s Deed to Lease Program ... - CEPR.net

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BarCap Sees ‘Limited Use’ of Fannie’s Deed-for-Lease Program - By DIANA GOLOBAY - ... In Fannie’s D4L program, servicers must offer the borrowers the market rent on the property, within 31% of gross income. BarCap researchers indicated the D4L initiative is likely to “see limited use,” as it targets the same debt-to-income (DTI) ratio as a HAMP modification. ... - HousingWire

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Federal Reserve releases articles examining ways to improve housing options for low-income renters - FRB Press Release -    The publication is available online: Innovative Ideas for Revitalizing the LIHTC Market

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Mortgage Related Section:

RMBS Ratings Proposal Will Determine Insurers’ Capital Requirements - By DIANA GOLOBAY - The National Association of Insurance Commissioners (NAIC) on Thursday approved a proposal to establish a new model for determining ratings of residential mortgage-backed securities (RMBS). - HousingWire

BofA Lends $96bn of First Mortgages in Q309 - By AUSTIN KILGORE - ... During the quarter, BofA originated $96bn in first mortgages for nearly 450,000 borrowers purchase homes or refinance mortgages. During the first nine months of the year, the bank said its originated $292bn in first mortgages for more than 1.3m borrowers. ... - HousingWire

New Ohio Bill Forces Banks to Speed-Up Foreclosures - By JON PRIOR  - State representative Dennis Murray (D-Sandusky) introduced House Bill (HB) 323 to Ohio’s House of Representatives, which would require banks to move foreclosures to auction within a certain timeline or forfeit its mortgage liens and any proceeds from the sale of the property. - HousingWire

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controversial but interesting logic - PC Bias on Fort Hood Shooter Extends to Mortgages - Eric Falkenstein - Falkenblog

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Delinquencies - More Bad News Coming - By Amilda Dymi - (has data) While a macroeconomic recovery has set in and will continue in 2010, Freddie Mac's chief economist Frank Nothaft said at the SourceMedia Loan Modification Conference in Dallas more bad news is coming in the mortgage market. "We haven't seen the peak of the mortgage delinquency rates!" - Mortgage Servicing News

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Mortgage Aid Program Helping 20 Percent of Eligible Homeowners, Administration Says - By MATTHEW JAFFE - The Obama administration today announced that over 650,000 borrowers have entered into trial loan modifications under a housing help program designed to keep people in their homes, a success rate of one in five eligible homeowners.  In their new report card on the Making Home Affordable program, the Treasury Department said that out of a total of 3.2 million eligible homeowners, 650,994 have now reduced their mortgages with trial plans. - ABC News Politics

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2 articles about sophisticated consumer tool - A Financial Analysis of Consumer Mortgage Decisions, Andrew J. Kalotay and Qi Fu
1.  Information to Review Before You Get a Mortgage Loan - by Phoebe Chongchua - has 3 chapters i.  ow to select a mortgage based on the points menu;  ii.   The study helps mortgagors answer the question of when to refinance. iii.  "When you have a lump sum [of money] and you have a choice between investing in something else or paying down your mortgage—how to best consider that decision, ... - Realty Times 

also
2.  Mortgage Refinance and Option Pricing - The Finance Buff  - has link to 60 page article