Maximum Loan Limits for Fannie Mae and Freddie Mac Statement on 2010 Loan Limits -
FEDERAL HOUSING FINANCE AGENCY – NEWS RELEASE  <<<< READ IT ALL HERE

Washington, DC – The Federal Housing Finance Agency (FHFA) today announced that the maximum conforming loan limits for mortgages originated in 2010 will remain unchanged from the maximum levels for 2009 originations. The maximum loan limits for counties across the United States can be found here (116 pages). 

The full list of HERA-based loan limits for 2010 can be found here (116 pages).

In setting 2010 HERA limits for high-cost areas, FHFA has decided to not permit declines relative to the prior HERA limits. While HERA did not explicitly prohibit declines in high-cost area loan limits, that approach is consistent with the statutory procedure for responding to changes in prices on a national basis. Subject to this policy, the 2010 HERA limits reflect the higher of the high-cost area limits initially announced for 2009 (available HERE ) and the limits directly calculated under the HERA formula.