Topic of the Month: Making the Leap from Best Efforts to Mandatory Deliveries Notes from the Field: Part II of II                           (Part I available upon request) For mortgage originators, maximizing profits while minimizing risk is the key to operating a successful business.  One way originators selling and delivering [...]

[Read more →]

To Our Clients, Colleagues and Friends, 

Overwhelmed managing your 40-50 employees?  Let’s look at the number of employees at the biggest banks.

300,057

Citigroup

271,863

Bank of America

265,100

Wells Fargo

209,854

JPMorgan Chase

  62,004

Morgan Stanley

  55,346

PNC

  54,593

U.S. Bancorp

A few others are BB&T (32,809), Suntrust (28,015), Comerica (9,385), City National ( Los Angeles , 2,891), Sterling Financial ( Spokane , 2,601), Umpqua (1,840), Capitol Bancorp [...]

[Read more →]

  Housing: Price-to-Rent Ratio – by CalculatedRisk – … This graph shows the price to rent ratio (January 2000 = 1.0).  This suggests that house prices are still a little too high on a national basis. But it does appear that prices are much closer to [...]

[Read more →]

  This ski trip, now in its 24th year is a legend in the mortgage banking community.  It is also a premier networking opportunity, and I always post this as many people are always interested.  – BC   <<< CLICK TO VIEW 2010 Ski Trip Agenda 24 Years of Behavioral Modifications [...]

[Read more →]