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LO's know that borrowers can obtain their IRS Transcripts within minutes, many times before they are available to lender.  They can just call 800-908-9946, press (1) for English (assuming you're reading this), give their social security number when prompted, and give the street numbers of their address on their tax returns.  The borrower should then listen to the automated message and when it prompts to submit an order by pressing (1) don't - the borrower should hit zero (0) until it brings them to the operator. At that time the borrower can verbally request a faxed copy of the years' transcripts needed, but remember that the borrower will be asked personal questions for all people on returns will be asked such as: what form they filed, address, SSN's, names, number of people on returns, whether it is a business or personal fax, and so on - almost as much as standing in line at the post office.

Although one conference in New York is fast approaching, there is another one that is on many folks' radar screens: the Texas Mortgage Bankers Association Convention (their 95th) May 22-25 in Austin. The marketing material notes, "We have been fortunate to line up a level of speakers that rivals any national event: David Stevens (transitioning from FHA to the MBA), Barbara Desoer (President of Bank of America Mortgage), Pat Sheehy (runs Chase's Correspondent and Rural Housing groups), Vicki Bott (Deputy Assistant Secretary for Single Family Housing at HUD), Mitch Kider (Chairman of Weiner Brodsky Sidman Kider PC), Steve O'Connor (SVP, Government Affairs at the MBA)," and so forth.  Over 500 are expected to attend this event in The Great State of Texas, and they promise not to talk about seceding from the US during the conference: TexasMBA

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