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Monday I discussed appraisal news, and received several comments (none of which are paid, by the way!). Linda Stern, Senior Personal Finance Correspondent with Thomson Reuters, wrote a piece a while back that pertains to the appraisal situation.ReutersAppraisals

"Your analogy of 'customary and reasonable' appraiser fees to a 15-year old's allowance is an interesting one. One must read the fine print connected to C&R appraiser fees to understand the 'hall pass that the principal gave the student.' The rule gave creditors and their agents (AMCs) a presumption of compliance if the appraiser's fee was reasonably related to recent rates paid for appraisal services in the relevant geographic area - and in setting the fee - the creditor did not engage in any anticompetitive actions or violate a state or federal law. Very few lenders and their agents used the second presumption of compliance offered by the rule maker to validate a customary and reasonable fee through fee surveys, BUY Diamox ONLINE WITHOUT PRESCRIPTION. Solidifi's full market rate model provides lender clients with several tests to ensure compliance and our model allows appraisers to set their fee by service type without fee splits - rather than providing a schedule which appraisers were required to use. (Terry Aikin, taikin@Solidifi.com)

"StreetLinks uses an algorithm of proximity, quality rating, service rating and capacity to assign appraisal orders to the most qualified appraiser despite appraisers setting their own fees. Because we only use local appraisers and allow them to set their own fees, we can hold the appraiser to a higher standard of quality and service. This ensures quality reports for lenders and a positive working environment for appraisers, which results in greater client and appraiser retention. Our products and services are used by thousands of mortgage bankers and appraisers nationwide to simplify and improve everyday business operations." (For more information, visit www.streetlinks.com.)

much more on appraisals, Axis Appraisal Management, AMCs, economy, mortgage applications, economy and bond market, and Joke of the Day – click here

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