To Our Clients, Colleagues and Friends,

Early this year, NexBank of Texas engaged us to help them help them get into Warehouse Lending, and we were impressed at their commitment, right up to their President, Davis Deadman .  This $600 million Dallas-based bank likes warehouse lending, has the people on board to make it run smoothly, [...]

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To Our Clients, Colleagues and Friends,

Mike just got back from a fantastic two-week, 72-mile backpacking trip with his son to the mountains of New Mexico at the 39,000-acre Philmont Boy Scout Ranch (check it out on Wikipedia).  He’s sore but five pounds lighter.  The true test will be whether he can keep the pounds off [...]

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To Our Clients, Colleagues and Friends,

For those of you who keep servicing and book the asset on your balance sheet, you can check SEC filings and earnings reports to see how other lenders value it.  For the second quarter, Wells Fargo carries its mortgage servicing at a very conservative 73 bps.  JPMorgan Chase carries theirs [...]

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To Our Clients, Colleagues and Friends,

One of these days, maybe one of these years, interest rates will move up and mortgages will go from 4.5% to 5.5%, maybe even 6-7%.   How much do you think loan volume will drop? If you’ve been around for a few cycles, you might guess 40-50% and we think you’d [...]

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