In our Spring 2009 issue we discussed the price differential between mandatory and best efforts execution. We showed you how to make an extra 50 basis points switching from “best efforts” to mandatory delivery. Want to make even more money? Consider selling your loans servicing retained. Climbing delinquencies, historically low interest rates, and industry [...]

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By Pat Cutler
One of the disadvantages of being self-employed is the lack of group health insurance. Since I have an individual policy, my Out-of-Pocket (OOP) costs such as deductibles and co-payments tend to be high. September 30th marked the end of the 12 month deductible period for my medical insurance policy. As a self [...]

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Southern weddings tend to be large affairs. The guest list is huge and includes cousins, friends of cousins, cousins of cousins, all members of the bride’s church, and every former classmate of both the bride and groom from elementary school through college. The wedding party is almost as big. Armies of bridesmaids and groomsmen make [...]

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