Entries Tagged as 'Pat Cutler'

7 Elements of an Operational Risk Review and Economic Commentary – by Pat Cutler

July 6th, 2010 · No Comments


In this monthly commentary for July, Pat Cutler shares:

1.  Lessons learned from his parents and grandparents
2.  Regaining our economic independence
3.  Fireworks in Washington and 
4.  Seven elements of an operational risk review




Cutler Consulting Economic Commentary July 1 2010 (2)

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Tags: Commentary · Mortgage Market · Pat Cutler

Maximizing Profit and Mitigating Risks – by Pat Cutler

April 22nd, 2010 · No Comments


In the Spring Newsletter from Cutler Consulting:

Is your mortgage company positioned to succeed in 2010?
Maximizing mortgage net income
Risk Assessment Matrix for mortgage


Cutler Consulting Newsletter Spring 2010 (1)

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Tags: Commentary · Mortgage Market · Pat Cutler

Make More With Servicing Retained - the Right Choice? - by Pat Cutler

November 26th, 2009 · No Comments

In our Spring 2009 issue we discussed the price differential between mandatory and best efforts execution. We showed you how to make an extra 50 basis points switching from “best efforts” to mandatory delivery. Want to make even more money? Consider selling your loans servicing retained. Climbing delinquencies, historically low interest rates, and industry [...]

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Tags: Commentary · Mortgage Market · Pat Cutler


October 29th, 2009 · No Comments

By Pat Cutler

One of the disadvantages of being self-employed is the lack of group health insurance. Since I have an individual policy, my Out-of-Pocket (OOP) costs such as deductibles and co-payments tend to be high. September 30th marked the end of the 12 month deductible period for my medical insurance policy. As a self [...]

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Tags: Commentary · Mortgage Market · Pat Cutler