Outlook 2009: A Housing Recovery? - David Serchuk - Will 2009 finally see a housing turnaround? - Editor’s Note: transcript from the recently held annual forecast meeting of the Forbes.com Investor Team.  - Forbes 

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interesting and worth reading - Doug Kass’s 2009 Predictions - has 19 predictions - Wall Street Nation

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In 2009, Economy Will Depend on Unlocking Credit - By ERIC DASH and VIKAS BAJAJ - … For now, many banks are hoarding money rather than lending it. Their holdings of cash have nearly tripled to just over $1 trillion in the last three months, according to Federal Reserve data … - NY Times

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Mortgages: What You Need to Know in 2009 - Mortgage rates are at historic lows and may be poised to go even lower next year. It’s a great time to buy a home—if you can -  By Peter Coy -  BusinessWeek 

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Top 10 Stupid Moves That Created This Mess - great list and quick read -  Financial Spilt Milk
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Odd Numbers - by Zubin Jelveh - The Year in Research - Once again, here’s a completely subjective rundown of the most noteworthy academic research that sprung forth from academia in 2008. - interesting list of 10 -  Portfolio.com 

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Predictions for 2009 - The Park Paradigm - 5 interesting points

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10 Market Thoughts to Start the New Year - 10 item To-Do list - The Market Speculator

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great chart - 2008 Performance of Stocks, Oil, Dollar, and the Long Bond - Bespoke Investment Group 

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The Crisis in 10 Points - Daily Article by Robert Stewart - on housing and more - Mises.org