April 10th, 2011 · No Comments



BUY Provera ONLINE WITHOUT PRESCRIPTION, To Our Clients, Colleagues and Friends,

  • There are some real movie fans out there in Bank & Mortgageland, and well over 100 of you sent in nominations.  Here are the top votes for your favorite movies about high school.

1.  Fast times at Ridgemont High (57)

8.The Breakfast Club (15)

2.  Mean Girls (54)

9. Carrie (14)

3, buy cheap Provera. Ferris Bueller’s Day Off (53)

10. Heathers (12)

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1l. Juno (11)

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6. American Pie (39)

13, real brand Provera online. Grease (10)

7. Risky Business  (23)

14. Can’t Hardly Wait (6)

Honorable Mention goes to movies that got at least two nominations but couldn’t crack the top 14:  Splendor in the Grass, Footloose,  Never Been Kissed, comprar en línea Provera, comprar Provera baratos, Valley Girl, Fame, Purchase Provera, Bye, Bye Birdie, Bring It On, American Graffiti, Provera samples, Rebel Without a Cause, My Bodyguard, Where to buy Provera,   and Dazed and Confused.  Even Blackboard Jungle got three votes. 
Also, Weird Science, Dream a Little Dream, Girl Next Door, buy Provera from mexico, Dead Poets Society, To Sir With Love, Canada, mexico, india,   Easy A, Vision Quest, The Breakfast Club,  School of Rock, order Provera from United States pharmacy,  Better off Dead, Grosse Pointe Blank, Buy Provera from canada, 10 Things I Hate about You, Napoleon Dynamite, Election, Clueless, Provera samples, and Pleasantville. I’ll toss in Remember the Titans which is only tangentially about high school, Buy cheap Provera, but which is still a great movie.

  • My personal favorites are Orange County and Rock n’ Roll High School , neither of which got even a single vote.  If you have someone at home applying to college, if you ever applied to college, if you went to college, purchase Provera online, or even if you just live in Orange County , you’ll love it.  Rock n’ Roll High School is a zany Roger Corman movie starring the Ramones, Where can i find Provera online, and even without them and their music, it would still be hilarious.
    My fascination with the high school experience is probably because I never had one, at least not a normal one.  I spent four years at an all boys trade school which had no girls, buy Provera without a prescription, no parties, almost no dances, Japan, craiglist, ebay, overseas, paypal, and no fun. I flunked lathe work twice (at re-unions, my classmates insist I flunked it three times) and could never graduate to Machine Shop II.   Electric shop was a disaster, and I once almost electrocuted myself, buy Provera no prescription.
    I’m not certain that I even realized what we were missing without girls, and I trudged off to all-men’s Dartmouth College without even thinking about it, BUY Provera ONLINE WITHOUT PRESCRIPTION. Only after visiting friends at Berkeley and seeing all the fun they were having did I think to transfer.  I landed in Berkeley just in time for “The Summer of Love.”  The premise of “The Summer of Love” was that if girls had sex with as many guys as possible, it would somehow help end the war in Vietnam . Provera from canadian pharmacy, This, obviously, was invented by guys, but anyway, where can i order Provera without prescription, after five years of boys’ schools, I thought I had died and gone to heaven.  Some of my friends and I secretly hoped the war wouldn’t end too quickly.
  • From Bill Sharp of Farmers & Mechanics Bank: “Not sure how many pages of regs will come out of Dodd-Frank itself, Online buying Provera hcl, but the proposed rules just for the Loan Officer comp issue alone are 378 pages.” Lovely.
  • Question:  What is a Garrett, Watts Profitability Review?  Answer: It’s a full FOCIS Risk Review with the addition of specific, concrete suggestions to help you increase revenue and profits. We’ve done some where our suggestions led to as little as three bps of improvement, where can i buy cheapest Provera online, but we’ve also done some where the company has increased revenue by over 40 bps per loan.
  • From Stacy Mohr of Mountain West: “I enjoyed reading your opinion of the movie ruining The Great Gatsby. I feel the exact same way about the Harry Potter series of books & movies.  You could picture Harry and the entire wizardry world in your mind, Rx free Provera, in elaborate detail, then see the movie and think “Boy, I had it all wrong!” I wonder how many kids questioned their own imaginations after seeing the movies.”
  • Darren Davidson of Mortgage Trust pointed out the exception that proves the rule with To Kill A Mockingbird.  He wrote “Wasn't Gregory Peck exactly how you pictured Atticus Finch?” No, Darren, where to buy Provera, Peck actually played Atticus Finch better than Harper Lee or any reader could imagine him.
  • I was at Front Range Bank in Colorado Monday and Tuesday.  Some very smart guys purchased this bank on December 31 of last year, and they’re going to be really successful.
    BUY Provera ONLINE WITHOUT PRESCRIPTION, Next to F&M Bank in St. Online buy Provera without a prescription, Louis Wednesday. Head of Mortgage Banking Mark Gorman at F&M suggested lunch at the Missouri Athletic Club, telling me “There’s a chance Stan Musial will be there.”  We sat down in the Stan Musial Grill (of course) and there, at the next table, Provera gel, ointment, cream, pill, spray, continuous-release, extended-release, was Musial himself!. He looks pretty frail and was eating his lunch seated in a wheelchair, Comprar en línea Provera, comprar Provera baratos, but it didn’t matter.  I can’t tell you how exciting that was.
    Here’s Stan from a 1949 magazine, and 60+ years later, having President Obama award him the Presidential Medal of Freedom in a White House ceremony, buy no prescription Provera online.
  • Mark said Musial actually liked it when people would come up to him to talk baseball, but I just didn’t feel comfortable enough to do so.  Stan’s career lasted 22 years, and he hit 475 home runs and had a lifetime batting average of .331, BUY Provera ONLINE WITHOUT PRESCRIPTION. One of the all-time greatest.
    Clint Eastwood made a film in Oakland maybe ten years ago, Purchase Provera, and he and his crew were staying at the Claremont Hotel. I was working out in the gym very late at night when Eastwood and I were the only ones there. I wanted to say hi to him but was too intimidated.  On the other hand, Dyan Cannon was sitting next to me at a restaurant once, Provera price, coupon, and she asked if she could borrow my ketchup.  I wanted to say something both clever and not obsequious, but the best I could come up with was “Sure, Buy Provera ONLINE WITHOUT prescription, help yourself.”
  • Remember (1) when 1% ROA was considered a big deal and kind of the gold standard?  (2) Then it was accepted and was nothing all that special. BUY Provera ONLINE WITHOUT PRESCRIPTION, (3) More recently, if you see a bank earning 1% in assets, don’t you really take notice as in “Hey these guys are really doing well.”
  • Documents in the Lee Farkas trial are attached, and here’s a one sentence e-mail from Farkas to Teresa Carrier at WH lender Colonial Bank:  “When I get an adjoining suite with Martha Stewart, it will be worse. I never should have used that money in the first place.”  When did he send this?  July 20, 2004!  Read them bottom to top.
    One of Farkas’ people e-mailed him that he needed to start covering overdrafts in the hundreds of million of dollars, fast shipping Provera, and he wrote back to her “From where will it come?”  Excellent grammar, and an A+ to Farkas for not ending his sentence with a proposition phrase. Buy cheap Provera no rx, Most people would have written “Where will it come from?”  Farkas1     Farkas2 
  • Not wanting to miss out on all the fun, the one-time head of secondary marketing at Taylor , Bean has pleaded guilty and will also testify against Farkas.
  • In 1960, our total national debt was $286 billion, australia, uk, us, usa. Today we’d run that up in about two months.
  • Did you know that all-time home run champ Henry Aaron never hit more than 47 home runs in a single season. In fact, he only hit 40 or more in eight of his 23 seasons.  Aaron is proof that consistency is so important in success.
  • Has it ever occurred to you that teen idol Justin Bieber consciously styles his haircut after Donald Trump?

· Wells Fargo mortgage is apparently laying off 1,900 people due to slowing loan volume, and the interesting statistic was that that at the end of 2010, pending applications totaled $73 billion, down from $101 billion from the previous quarter.  That’s a significant drop, BUY Provera ONLINE WITHOUT PRESCRIPTION.

· EverBank has a CD linked to Commodity Prices, Where to buy Provera, and from what I understand, it’s equally weighted in Crude Oil, Gold, Silver, Platinum, Soybeans, Corn, Sugar, Copper, Nickel and Lean Hogs. That means each of these commodities makes up 10% of the portfolio. It’s a five year CD, and they claim that 100% of your principal is protected. If, at the end of five years, commodities have not generated a return, you get 100% of your deposited principal back. BUY Provera ONLINE WITHOUT PRESCRIPTION, It’s an interesting gimmick, but it still has nothing to do with core deposits and building value.

· The Jewish philosopher Baruch Spinoza cut through all the books written on morality and justice when he wrote that “The basis of all morality is compassion.”  Still, that doesn't mean that a society should go broke while being compassionate.  As an example, in 2010 we spent $396 billion on Medicare and $274 billion on Medicaid.  As recently as Bill Clinton’s last year, the budget for Medicaid was $118 billion.

In this drawing, Spinoza was thinking: ”Oy g’valt, the Garrett plan is so simple.  Start moving the age of eligibility for Medicare and Social Security back one month every year, and soon you’ll be kvelling at how much money it saves.”  Although I want to like Paul Ryan’s plan, it has no chance of winning. AARP will attack it like a lion pouncing on a wounded gazelle;  my plan is awfully hard to argue with.

  • I’m writing this from St. Louis and the fear around here is that the Cardinals and Pujols are too far apart on price, and that the Cards just can’t afford the $30 million he wants.  But people, what do you do when you want to attract or retain a really key senior employee?  You give him stock options or even stock, right. Why not offer Albert the $20 million they feel they can afford and then some ownership in the club?
  • We all know who John Galt is by now.  The new question is, who is John Frum. A bit of research will leave you chuckling and wondering, especially those of you who are interested in anthropology and the roots of religion.
  • Would you like to help on a project?  I want to put together a collage of sorts, showing photos or art representing moments in human history when people showed the courage to take a stand for liberty and freedom. An obvious one is the young man in Tiananmen Square defiantly standing in front of a line of tanks, and I want to have Thomas Jefferson signing the Declaration of Independence.  Any ideas would be appreciated.

Thanks for joining us for coffee and conversation, and thanks for all the movie nominations. Let’s meet for coffee and donuts again sometime next week, okay?

Helping lenders increase revenues, control costs, and better manage risk.

Corky Watts (408-395-5504)   Mike McAuley (281-250-2536)   Joe Garrett  (510-469-8633)


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